​​EZ Pay On-Bill Loan (EZPAY)

Get financing for home improvements and easy bill payments

Save energy and lower your costs by making home improvements – and pay for them conveniently on your monthly CenterPoint Energy natural gas bill.

You work with a registered EZPAY HVAC dealer, plumber, or insulation contractor to apply for the loan from our lending partner. After the loan is approved and your improvements are installed, you can make monthly loan installment payments on your regular monthly gas bill. Easy! And you’ll still receive CenterPoint Energy rebates for the eligible items installed.

Benefits for You

  • Easy access to loan financing
  • Beneficial interest rates and loan terms
  • Convenient monthly loan repayment on your monthly CenterPoint Energy gas bill
  • Rebates for eligible items installed

Who is Eligible?

  • CenterPoint Energy residential gas account in good standing
    • No more than $50 past due
    • No more than three late payments within the past 12 months
  • Homeowner or owner of rental property
  • Renters are not eligible

How to get started

Step 1: Decide what qualifying upgrades to install

To receive an EZPAY loan, choose one or more rebate-eligible items to install with your home improvement project.

Step 2: Contact a Registered EZPAY Trade Ally

Work with the participating heating dealer, plumber, or insulation contractor​ of your choice. We recommend you get multiple bids on all home improvement projects.

Step 3: Apply for the EZPAY loan

Your Registered EZPAY trade ally will work with you and apply for the loan through a secure, online portal. You will be informed immediately if your loan application is pre-approved.

For more information

If you have questions or concerns, please contact your registered EZPAY trade ally contractor or our program vendor, Center for Energy and Environment, 855-296-5626, Monday-Friday, 8 am to 4:30 pm (except holidays). Or e-mail EZPAY.Servicing@mncee.org.