When breakdowns happen, life comes to a halt and inconvenience sets in.

Many people do not know that basic homeowners insurance may not cover property damage due to normal wear and tear. It can cost up to $732** to repair a blower motor and wheel and up to $536** to repair a circuit board which are both components of your HVAC system. And it can cost up to $1,400** to replace a 40-gallon water heater.

**Per HomeServe, these costs are the national average repair costs within its network as of January 2023.

For just $24.99/month1, the Essential Systems Plan from HomeServe*, an independent company separate from CenterPoint Energy, can help protect your wallet from the costs associated with repairs to the important systems you may depend on.​

Essential Systems Plan

Sign In & Enroll Today!
*30-day waiting period for repairs after enrollment, 90-day waiting period for Water Heater Replacement
¹ As a CenterPoint Energy customer, your rate is only $24.99 per month* - a savings of 50% off of the first year. Savings as compared to the renewal price. You will be automatically renewed annually at the then- current renewal price (currently $49.99 per month, plus any applicable taxes).

What is Covered?

  1. Heating System - Up to $1,750 for covered repairs per year​​
  2. Cooling System - Up to $1,750 for covered repairs per year
  3. Heating and Cooling System Tune-Up - 1 combined heating and cooling tune-up per year
  4. Water Heater Repair and Replacement - Up to $1, 500 for covered repairs per year

Enrollment in the Essential Systems plan is totally optional.​

​Important Information


CenterPoint Energy natural gas customers who own a residential home, are solely responsible for its repairs, and are not aware of any current Heating System, Cooling System, or Water Heater problems may be eligible.


View Essential Systems Plan Terms and Conditions​ for complete details.

Making a Service Call

Your plan starts the day your order is processed. There is an initial 30-day waiting period before you can make a service call, providing 11 months of coverage during the first year. There is a 90-day waiting period before your water heater can be replaced. Upon renewal/reactivation (if applicable), there is no waiting period.


Cancel any time by calling HomeServe at 1-833-808-6705. If you cancel within 30 days of your start date, you will get a full refund (less cost of work provided, where applic​able). Cancellations after the first 30 days will be effective at the end of the then-current billing month, and you will get a pro-rata refund (less claims paid), where applicable.


The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price and is billed monthly through your utility bill. HomeServe is an independent company, separate from CenterPoint Energy.​​

​​HomeServe USA Repair Management Corp. ("HomeServe"), with corporate offices located at 601 Merritt 7, 6th Floor, Norwalk, CT 06851, is an independent company separate from CenterPoint Energy and offers this optional service plan as an authorized representative of the contract issuer, National Home Repair Warranty, Inc., 59 Maiden Lane, 43rd Floor, New York, NY 10038. Your choice of whether to participate in this service plan will not affect the price, availability or terms of service from CenterPoint Energy.